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Across the World, Let our creed be
Satyam, Shivam, Sundaram (Truth, Goodness, Beauty)
Business, Industry, NPA's & Finance

THE STORY OF AN NPA (Non Performing Asset)
14th January, 2000
Indian Banks tend to blame everyone else except themselves for the problem of NPA's. It is high time that they did some introspection. A sad story of the way the entreprenurial talent of the country is being wasted by bureaucratic functioning style of Banks in India.

BSNL AND VSNL - OLD HABITS DIE HARD
1 August 2002
BSNL and VSNL, public sector Internet Service Providers impose restrictions on the number of recipients in an email message as well as on the size of attachments in a message. Analysis of the action of the ISP's.

INDIAN TALENT CAUGHT IN THE COBWEBS
VT Joshi & Anil Chawla
9th September, 1999
An essay on the way Indian talent is caught in socio-cultural cobwebs.

CONSTITUTIONAL VALIDITY OF THE RECOVERY OF DEBTS DUE TO BANKS AND FINANCIAL
INSTITUTIONS ACT, 1993
July 1998
Draft of Writ Petition complete with Notice to be sent. Suitable for filing at High Court. Can be modified for Supreme Court. Ideal for Small Scale Industry or association of small scale industries.

REMOVAL OF INCOME TAX BY BHARATIYA JANATA PARTY
21 May 1994
This discussion paper was submitted to Shri LK Advani a few years before BJP came to power. It is not clear whether he read it. But it is a new thought that deserves your careful consideration.

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